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Testimonials | Our Team | India

~35m

Disbursal

0paper

KYC

100%

Digital

24×7

Support

4.8

Rated
How it works

Four steps.
That’s it.

End-to-end digital. No paperwork.

01 · Sign In

Email/Mobile OTP

Verified in seconds.

02 · Verify KYC

Fully digital

No paperwork.

03 · Review offer

Clear terms

See Charges & EMI.

04 · Get funds

Direct to bank

Money in minutes.

Key highlights

Why choose Employee Wellness?

Up to 1 month salary in advance
Repayable over easy EMIs
~35 minutes disbursal
Zero paperwork process
Salary-linked seamless repayment

Ideal for

Salaried employees needing short-term liquidity.

Quick Apply

Employee Wellness

Start Application
Choose your option

Four ways to get funds, faster.

Pick the amount and tenure that fits your need.

EWA

Up to 50% of salary 1 month repayment

Access your earned wages before payday — interest-free with a minimal flat convenience fee.

Salary Advance

Up to 1 month salary 3 months repayment

A short salary-linked advance for urgent needs, repaid comfortably over three EMIs.

Short Term Loan

Up to ₹5 Lakhs 12 months repayment

Structured short-term financing for bigger goals with a full year to repay.

Personal Loan

Up to ₹10 Lakhs 24 months repayment

Longer-tenure personal financing for major life events, with relaxed two-year repayment.

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Ready to apply?

Get salary advance in
as little as 35 minutes.